Whatsapp has been testing new features off late like Location stickers, a separate store for stickers, group video calling and more. The most interesting and important update that Whatsapp has been testing is Payments. Last month, there were reports that Whatsapp will roll out the payments features to users in on a trial basis.

Today, we got the Payments feature enabled on our Whatsapp account and it is in the beta version 2.18.39. It is still not live in the stable version. We are guessing that the feature is being rolled out to selected users gradually.

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What is Whatsapp Payments and how to use it?

Whatsapp Payment is a UPI based service that enables users to send and receive money through Whatsapp.

Here are the steps to enable it

• Step 1: Install the latest beta version of Whatsapp
• Step 2: Click the three dots present on the top right corner and go to Settings
• Step 3: You will find a new tab named Payments.
• Step 4: Click on that and select Accept and Continue
• Step 5: You will now see a list of supported banks. As of now, most of the major banks are supported
• Step 6: Select your bank and verify your mobile number through OTP
• Step 7: Voila! You will be greeted with the Payment Settings Interface where you can manage your bank account and check payment history

How to send payments?

• Step 1: Open a contact whom you wish to send the money
• Step 2: Click the attach icon and select Payments
• Step 3: Make the payment through UPI

Whatsapp payment works only if both sender and receiver have the feature enabled.